Personal Insurance
As an independent agency we represent you and we consistently work to tailor-make an insurance package that fits you and your family's individual needs.
Auto Insurance
Choosing the right auto insurance can be confusing for many people. That is why we take the time to explain liability limits, comprehensive and collision coverages, and medical payments. This type of insurance can include:
- Preferred and Standard Auto
- High Risk Auto
- Motorcycle
- Motor Homes
- Recreational vehicles
- Antique and special interest cars
Homeowner’s Insurance:
Your homeowner’s policy should reflect the uniqueness of your home and your lifestyle. No two homes are exactly alike. Our personal lines department will complete an individual replacement cost computation for you to make sure your home is insured adequately in the event of a loss. There are several unique coverages that can be added.
- Guaranteed replacement cost with no cap in value
- Restoration Coverage
- Identity Theft
- Scheduling of any unique property
- Renters and Condominiums
- Rentals, Seasonal and Vacant Properties
Health Insurance:
If you are a sole proprietor or your employer doesn’t offer health insurance benefits then purchasing your own health insurance policy may be what is right for you. Types of individual health insurance policies can include:
- HMOs
- PPOs
- High Deductible Health Plans
- Health Savings Accounts (HSAs)
- Short Term Medical Insurance
Life Insurance:
Life insurance protects the ones you love. If something should happen to you, life insurance helps to provide the financial stability they will need. Life insurance can be used for the following reasons:
- Provide financial security for the family
- Mortgage protection
- Business insurance to compensate the company in the event of the death of a partner
- Final expenses
- Create an estate
For more information or a quote about any of these valuable protections please
contact us.